Johnny Key

Commissioner of Education

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A Division of the Arkansas Department of Education

Personal Finance

Personal Finance Standards

The Arkansas State Board of Education has approved the necessary personal finance standards to meet the requirements of Act 480 and Act 466.  Beginning with the freshmen class of 2017-18, these acts require students to complete a course that includes specific personal finance standards in grade 9, 10, 11, or 12.  

Approved Courses

The Arkansas Department of Education (ADE) and Arkansas Career Education (ARCareerEd) have aligned and embedded the new standards in existing courses to assist districts with implementation.  If a district chooses to use one of the following revised courses, no course approval will be needed:
  • Financial Literacy (491990) - .5 Career Focus credit
  • Quantitative Literacy (439120) (DOCX) (PDF) - 1 full credit in math
  • ADE Approved AP Macro Economics and Personal Finance (579130) - .5 credit in economics
  • ADE Approved AP Micro Economics and Personal Finance (579140) - .5 credit in economics
  • Economics (474300) (DOCX) (PDF) - .5 credit in social studies or Career Focus credit
  • Financial Planning (492290) - 1.5 credits (1 Career Focus and .5 economics) 

Embedding Standards in Additional Courses

Should districts decide to embed the personal finance standards into an existing approved course other than those mentioned above, a course approval request should be submitted to the Office of Curriculum Support Services for review and approval. All course approval requests should be submitted no later than May 1, 2019. All course approvals should be submitted through the online Course Approval System

Professional Development Opportunities

The following professional development courses are available via ArkansasIDEAS.  For assistance with your ArkansasIDEAS account please visit ArkansasIDEAS or contact the ArkansasIDEAS Help Desk at 1-800-488-6689.
Course ID Course Title Credit
CTM17081 Financial Literacy Unit One: Money, Budgeting, and Banking 2.5
CTM17082 Financial Literacy Unit Two: Credit 2.5
CTM17083 Financial Literacy Unit Three: Insurance 2
CTM17084 Financial Literacy Unit Four: Investing 1.5
CTM17085 Financial Literacy Unit Five: Money Management and Financial Planning 1.5

Teacher Resources

YouTube Channel suggestions.
Wisconson Public Television Education Channel:  Financial Literacy: Teach It!  playlist
Wisconson Public Television Education Channel: Money Moments playlist

For more information, please contact:

Melissa Starkey
Arkansas Department of Education
Division of Elementary and Secondary Education
Four Capitol Mall, Room 303-B
Little Rock, AR 72201
Phone: 501-682-6584
Kim Bayliss
Arkansas Department of Education
Division of Career and Technical Education
Three Capitol Mall
Little Rock, AR 72201
Phone: 501.682-1768
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